What can we do to help you?

Everything begins and ends with helping you serve your client.

We provide a planning resource that relies on a philosophy emphasizing the value of the client relationship and which is pro-active in problem solving.

As independent third party administrators (TPAs ) Fox & Lalonde, LLC depends on the goodwill of the numerous accounting, legal and financial professionals, as well as, Plan Sponsors that it serves. F&L understands, appreciates and values the dynamics of professional teamwork.

There are two major areas today that provide financial professionals and their clients major planning opportunities: Qualified Retirement Plans in light of the 2006 Pension Protection Act (PPA) and Welfare Benefit Plans (WBP).

Create a Super 401(k) ™

PPA is the best piece of retirement planning legislation in decades. It is both business owner and fiduciary friendly. By combining the best elements of retirement plans, PPA allows for a plan design we refer to as a Super 401(k) ™. Contributions and corresponding tax deductions for owners can average between two (2) times to eight (8) times the stand alone 401(k) limit of $46,000 to $51,000 for 2008.

The Super 401(k) ™ can provide a tax deductible retirement plan contribution of $100,000 to $500,000 per participant per year. An optional add-on tax deductible life insurance benefit can provide additional tax advantaged planning opportunities.

Create a Tax Deductible Post-retirement Medical Reimbursement Trust

WBPs , properly established as a single employer VEBA or tax managed trust, are fully tax deductible and create a perfectly complimentary benefit structure to a qualified retirement plan. WBP benefits can be received tax-free as a medical reimbursement of post-retirement medical expenses.

A census, proposal request and your planning wish list is all we need to get started.

Oh, you'll love our fee schedule. We are extremely competitive.

For additional Information, please contact:

John S. Lalonde, Sr.
574-273-1413 Office
574-277-0986 Fax
574-220-1730 Mobile
jslalonde@ameritech.net